1 At some point in your life, you'll likely need vision correction. Vision insurance may also reduce employees' out-of- pocket cost for prescription glasses and contacts. With our voluntary benefits, you can rest assure that you'll have the financial protection and personal service you need during life's most challenging moments. If you leave your job, you are able to take your coverage with you. Do Not Sell or Share My Personal Information. Broker support You've spent your entire career creating a happy, stable life. Up to $47 is paid from Ameritas for out-of-network providers. Privacy Notice. 2023 Colonial Life & Accident Insurance Company. These payments can be used howeverthey areneeded. Eligibility seems simple, requiring that you have an employer-provided Colonial Life health insurance plan. While its important to read your relevant explanation of benefits for any insurance you have, this insurance will typically cover an exam and eyewear materials once every 12 months. **, Defined Contribution Plans for Vision Care, Mail Handlers Benefit Plan (MHBP) Vision Insurance, Guide to Insurance for Laser Eye Surgery & LASIK, Aflac Launches Dental And Vision Insurance, Aflac Sees Your Needs: Expanded Vision Insurance Options, Its Not Just You: Picking a Health Insurance Plan Is Really Hard, Easy access to glasses and replacement contacts, A network spanning thousands of locations, Affordable eye exams and contact lens evaluations. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. Get to know the business behind the benefits. Colonial Life products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. Call $1000 off LASIK + 0 interest if paid in full within 24 mo. A healthy lifestyle and balanced diet provide higher energy levels and defend against illness, which helps promote productivity.. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. All trademarks are property of Unum Group and its insuring subsidiaries. The insurance or its provisions may vary or be unavailable in some states. Unum Vision powered by EyeMed plans are marketed by Unum and EyeMed, administered by First American Administrators and underwritten by Starmount Life Insurance Company, Baton Rouge, LA. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. Yes. Protect what you've worked so hard for with our financial protection benefits. Your vision care provider can submit a claim on your behalf to help cover your visit and the care you've received. Contact us at 888-400-9304 or email ProviderAdvocates@unum.com to request. Finding the information you need is quick and easy. Colonial Life & Accident Insurance Company is a subsidiary of Unum Group. Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. What are Voluntary Benefits? $1000 off LASIK + 0 interest if paid in full within 24 mo. Aflac also offers their Supplemental Vision Insurance, which an employer can add to a plan to give policyholders vision coverage. If you leave your job, you will receive a Continuation of Coverage letter from Colonial Life with instructions on next steps. Every NVISION patient is different. To learn more, read our Privacy Policy and Editorial Policy pages. Daily brushing and flossing keep your mouth healthy, but thats not always enough. Plan Administrator support Manage your employees' benefits and pay your bill online. To learn more and begin this process, download the Conversion Request Form. For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. Forgot Password ? Click on Find a Vision Provider Select your Plan Type: Guardian Vision VSP Davis Vision Enter a ZIP Code or City and State Enter Dentist Last Name or Office Name, if looking for a specific dentist/facility Click Search You're now viewing In-Network Eye Doctors How to Identify your Vision Plan Type and Network Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. Offer your employees financial protection that helps control the rising cost of medical insurance. When you see a dentist for routine appointments and unexpected procedures, dental insurance can help reduce the burden of out-of-pocket expenses. The insurance has exclusions and limitations which may affect any benefits payable. 134. Welcome to your new Provider Portal. Vision Providers Starmount Life Contact Home Contact Contact Starmount Customers Get Your ID Card: Login to AlwaysAssist Customer Service: (888) 400-9304 Agents Group Products: Find a Unum field office near you at www.unum.com/FindFieldOffice For online assistance: Individual: www.AlwaysAgent.com Providers Benefits that can cover routine and unexpected dental work. Grow your business and deliver more value to clients by partnering with a proven industry leader. Learn more about what's happening at Colonial Life and in our industry through white papers, articles and more. For new accounts: Purchase APR (interest rate) is 29.99%; Minimum Interest Charge is $2. Offer cannot be combined with any other discounts or special offers, previous surgery, insurance, or vision care plan savings. Grow your business and deliver more value to clients by partnering with a proven industry leader. Many companies offer an eyewear budget of about $200, although you should speak with your benefits counselor about your exact limit. Home / Guide to Insurance for Laser Eye Surgery & LASIK / Colonial Life Vision Insurance. Provider Directory. MultiPlan (or PHCS) network providers are prevented, by contract, from differentiating, or discriminating, against members due to certain member characteristics, and are required to render such services to all members in the same manner, in accordance with the same standards and same availability as offered to the . We provide eye care coverage that fits your lifestyle and your budget. All LASIK savings offers are valid only on bladeless custom LASIK based off the LASIK procedure book price. Colonial Life seems to make no mention of any LASIK or similar procedure coverage on their site related to their plans. Provides the financial support your loved ones need if you pass away. Log in to our secure website to access your compensation, product information, training and more. Aflac offers two broad vision insurance options. Learn how weve served Americas workers for more than 75 years. Offer your employees financial protection that helps control the rising cost of medical insurance. Colonial Life has an extensive network of in-network dentists. Or call us to speak to a service specialist. Insurance products are underwritten by the subsidiaries of Unum Group. Some medical insurance covers the cost of annual eye exams. To view a copy of your policy, update your contact information and manage your Colonial Life insurance. How to use your Vision Benefits: Free Mobile Application: www.AlwaysAssist.com; Purchaser Service number is (888) 729-5433 Extender. How long do I have to wait before I receive benefits? Standard progressive: These are just $75 at in-network providers. See https://www.nvisioncenters.com/why-nvision/financing/ for details. Learn more about your Colonial Life coverage by choosing the option below that matches your dental insurance card. Unum, Colonial Life, Colonial Voluntary Benefits, Starmount, and Always Care are part of the Unum Group family of marketing brands. For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. Complete any optional fields to help refine your search results. In New York, insurance products are underwritten by The Paul Revere Life Insurance Company . Find articles, eBooks, infographics and more, all with the focus of helping you build a successful and thriving business. ET. By clicking the Login button below, you agree to our. The required minimum monthly payments may or may not pay off the promo purchase before the end of the promo period, depending on purchase amount, promo length and payment allocation. In New York, insurance products are underwritten by The Paul Revere Life Insurance Company . NS-15375 . Offer your employees financial protection that helps control the rising cost of medical insurance. With Colonial Life dental insurance, you can get coverage for regular dental visits and more extensive procedures, including: Dental insurance lets you focus on getting the oral care you need to keep your smile and body healthy. Existing cardholders: See your credit card agreement terms. Most health insurance doesn't cover dental procedures, but our dental insurance can help. Check member eligibility, and submit and view vision claims. For example, you could have an eye exam with your favorite eye care professional and order contacts online. The insurance has exclusions and limitations which may affect any benefits payable. Colonial Lifes vision package is fairly basic, although how cost-effective it may be is difficult to determine, as there is very little information about cost on their website. Colonial Life Dentists nearby with great reviews Zocdoc only allows patients to write reviews if we can verify they have seen the provider. NVISION Centers. Grow your business and deliver more value to clients by partnering with a proven industry leader. Dental and vision insurance through Colonial Life is employee-paid, meaning that while your health plan is provided through your employer, you need to pay for this supplemental package. To find a Vision Provider: Go to vsp.com. We're here to help ensure everything you've built isn't put at risk due to an unexpected illness or accident. Colonial Life products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. For search instruction, see related articles: The policies or their provisions may vary or be unavailable in some states. Often paid by the employee, voluntary benefits provide valuable protection without adding to the bottom line. Often paid by the employee, voluntary benefits provide valuable protection without adding to the bottom line. Use the Provider Search Tool to see if your preferred providers are in the network. Highly recommended Deborah Simmers, DMD Dentist Raleigh, NC 5.00 ( 6 reviews) That last point is noteworthy, as this is a significant discount for LASIK. Colonial Life & Accident Insurance Company P.O. Log in to my account The benefits are clear Unum Vision makes access to eye exams, glasses and contacts simpler so you can stay focused on your vision and your health. We look forward to working with you to determine the best eye surgery or nonsurgical treatment for your individual needs. Colonial Life dental insurance provides benefits for a variety of covered procedures, from routine cleanings to root canals. farsightedness, and astigmatism, so vision insurance providers are finding it practical to offer some coverage for this simple outpatient laser surgery. We provide eye care coverage that fits your lifestyle and your budget. Whether you have perfect vision or need corrective lenses, preventive eye care is an important part of your overall health. Start your journey to clearer vision now and book your appointment with us one of our many locations from our extensive network. As Aflac notes, this plan is added through worksite payroll deduction. Colonial Life Vision Insurance . **No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. Where can I find a copy of my policy? **, Defined Contribution Plans for Vision Care, Mail Handlers Benefit Plan (MHBP) Vision Insurance, Guide to Insurance for Laser Eye Surgery & LASIK. Complete all required fields. Provides an additional benefit for cancer screening tests. Single vision, bifocals, trifocals, and lenticular lenses are all covered after a $10 copay. Colonial Life understands how disruptive it can be when the unexpected happens. Colonial Life offers several convenient ways to talk with a benefits counselor, a professional who can help explain your benefits and how to get the most out of them. Colonial Life & Accident Insurance Company is a subsidiary of Unum Group. Costs and waiting periods for certain procedures vary, so talk with your benefits counselor to learn more. Home / Guide to Insurance for Laser Eye Surgery & LASIK / Aflac Vision Insurance. Managed Care Vision (VSP Vision Care) customers should visit a VSP provider to receive the most savings. Without any vision . Provider participation varies by plan, so please check yours before making an appointment. Box 1365 Columbia, SC 29202-1365. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries. This coverage can help you maintain healthy vision and overall wellness, as well as provide valuable financial protection for you, your spouse and dependent children. Also, youll receive special pricing for non-covered services for additional purchases including discounts on laser vision correction (LASIK) at participating providers. Benefits paid directly to you that can help pay expenses if a covered accident occurs. Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. If you have such a plan, talk to your employer about adding a dental and vision package to get more information about how to do so, or contact Colonial Life directly. Learn how weve served Americas workers for more than 75 years. Colonial Life insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. Call Member Services at 1.800.877.7195. Open mobile navigation. In our research, there was occasional mention of a WellCard, a type of discount card, one could get through working with Colonial Life that may have offered such discounts, but these references seem outdated, and none of them could be found on Colonial Lifes actual site. Forgot Login ID or
Unum Vision plans are underwritten by Starmount Life Insurance Company, Baton Rouge, LA. The online directory is updated more frequently than printed directory. A Vision Network Access Plan is available. Protect what you've worked so hard for with our financial protection benefits. *Participation Varies and not all locations participate in this $1000 discount program or VSP member discounts. Depending on the plan youre interested in, you may have to talk with your employer and convince them a given plan is a good fit for the companys needs. This information is not intended to be a complete description of the insurance coverage available. Existing cardholders: See your credit card agreement terms. To search, click on the ID card at the top of this page that matches your ID card, then click "Search Providers" to see if your dentist is a part of our network. Manage your employees' benefits and pay your bill online. If you do not, interest will be charged on the promo purchase from the purchase date. If you don't have an account, register here. Welcome to your Member Portal! You have the right to contact VSP at 1.800.877.7195 to request a printed directory. Although we couldnt find a reference to the maximum cost of eyewear, it is likely there is a limit. The required minimum monthly payments may or may not pay off the promo purchase before the end of the promo period, depending on purchase amount, promo length and payment allocation. Click on Vision Providers Choose to search by location, provider name, or by details Enter any required information, Click Search You're now viewing your search results, refine your search criteria as needed INSURANCE Before signing up for Colonial Lifes dental and vision plan, find out exactly how much it costs and compare it to other options available to you. If you don't have an account, register here. This information is not intended to be a complete description of the insurance coverage available. Or view locations near you. With our voluntary benefits, you can rest assure that you'll have the financial protection and personal service you need during . Please speak with your NVISION Eye Center for additional details. The insurance has exclusions and limitations which may affect any benefits payable. Click Search. With Unum Vision insurance, you have the flexibility to see any vision care provider and purchase materials at any location. Solutions for; Individuals & Policyholders; Employers & Plan Administrators; Brokers & Consultants; Connect with Us; Contact Us; File a Claim; Find an Agent; En Espaol; Our Company; About Colonial Life; Careers; Protect what you've worked so hard for with our financial protection benefits. $1000 off LASIK + 0 interest if paid in full within 24 mo. With that said, it is worth bringing up if any of these discounts are available with a benefits counselor. The routine eye exam and eyewear provided every 12 months are included in your plan. See the actual policy or your Unum representative for specific provisions and details of availability. Find out more about offering Colonial Life individual or group dental and vision insurance for your employees. Orthodontia and vision coverages are also available as optional add-ons. Qualified patients must book their procedure by 6/30/2023. Colonial Life dental insurance covers multiple procedures, including: Fillings, sealants and space maintainers, Pain management such as sedation and anesthesia, Oral surgery, gum treatments and prosthetic repair, Crowns, root canals, dentures, implants and other major services. For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. It covers both eyeglasses and contact lenses. Offer your employees financial protection that helps control the rising cost of medical insurance. Learn how weve served Americas workers for more than 75 years. With locations across the United States, we're easy to find, so you can get a comprehensive vision exam or purchase new glasses or contacts at your convenience. You'll then be taken to the correct coverage portal where you can search for providers in your area. The policy works by giving the policyholder cash when they incur relevant expenses, such as the cost of an annual eye exam or covered eye procedures. How Vision Insurance works When it comes to vision, we've got you covered. Se habla espaol. Optional vision coverage available. Sometimes called supplemental insurance, voluntary benefits are policies that can stand alone or help fill gaps in major medical and other insurance coverage. *Participation Varies and not all locations participate in this $1000 discount program or VSP member discounts. Individual Dental PPO (IND8000): Applicable policy form IND8000 (including state abbreviations where used, for example: IND8000-AL). The insurance has exclusions and limitations which may affect any benefits payable. Looking for more information? They offer coverage in these states: When exploring your options with Aflac, remember that many of the plans they offer are employer-facing. Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. Sometimes called supplemental insurance, voluntary benefits are policies that can stand alone or help fill gaps in major medical and other insurance coverage. Most policyholders choose to have benefits paid directly to the provider. Subject to credit approval. WorkLife covers "news" of the workplace with articles on benefits, healthy living and workplace trends. Helps offset out-of-pocket expenses incurred from initial diagnosis through recovery. Log in here if you are an administrator for Louisiana State Employees dental or vision plans to update enrollment, maintain eligibility, view billing and perform account maintenance. Eye doctors can be the first to detect chronic diseases like diabetes and high blood pressure. That's why we're here to support the ever-changing worlds of our clients and their employees. Offer cannot be combined with any other discounts or special offers, previous surgery, insurance, or vision care plan savings. Aflac Vision Insurance boasts a number of mainstay features for policyholders, including these: Members get a one-year breakage warranty, $50 frame enhancement at Visionworks, and a 25 percent discount on LASIK at participating providers. Contact us at 888-400-9304 or email ProviderAdvocates@unum.com to request. Why adults need eye care insurance Subject to credit approval. Subject to credit approval. Please choose the topic below that best fits your needs. However, youll save more by visiting network providers. Log in to your account to view the status of your policy, see your premium amount and due dates, manage your billing information, make payments and more. The insurance or its provisions may vary or be unavailable in some states. and our
The information provided on this page should not be used in place of information provided by a doctor or specialist. Aflac Vision Insurance covers most of the basics expected of a vision plan and notably offers a significant LASIK discount at participating providers. Colonial Life & Accident Insurance Company is not licensed in New York. Subject to credit approval. Giving back to our communities is an important part of the way we do business. Protect what's important with benefits from Unum. Talk with your benefit counselor for more details. Offer your employees financial protection that helps control the rising cost of medical insurance. Learn how weve served Americas workers for more than 75 years. Aflac offers insurance throughout the country but not in every state. Colonial Lifes vision insurance allows you to get regular eye exams and materials, such as frames and lenses from in-network providers. You can get discounts on two types of progressive lenses too. To help estimate how much coverage you may need, look back at the amount you spent on dental expenses in past calendar years. This vision coverage is fairly basic, with this supplemental package seeming to focus mostly on dental coverage, with the optional vision coverage mentioned near the end of the relevant page. Terms of Use
Provides a lump-sum benefit if you are diagnosed with a covered illness. This is largely because LASIK is considered an elective procedure, meaning cheaper alternatives like glasses usually can offer a similar level of correction. Unum Vision is the smart choice. To find a new eye care provider or check if your existing provider is part of our network, select the card above that matches yours. Access your account online or get support from our broker services team. Colonial Life Vision Insurance: Plans, Coverage & Costs | NVISION Eye Centers Centers Near You Enter A New Address Procedures Custom LASIK Cataract Surgery Other Procedures Selected Address Or view locations near you. We are committed to providing the quality benefits you seek with . 2013; Find participating providers at www.ColonialLifeVision.com; Tell one provider your plan uses the " How do I calculate how much dental insurance I may need? We're here to help ensure everything you've built isn't put at risk due to an unexpected illness or accident. To learn more and begin this process, Do Not Sell or Share My Personal Information, Give you the freedom to see an extensive network of in-network dentists, Provide immediate coverage for routine cleanings and X-rays, Offer several family plan options to help with care for your spouse and/or dependents up to age 26. The first time you log in you will be required to register with your provider ID. That's why we're here to support the ever-changing worlds of our clients and their employees. Do Not Sell or Share My Personal Information. See your benefits counselor for more details. To learn more, read our Privacy Policy and Editorial Policy pages. Applicable to policy forms: VI-2002, VI-2007 and VI-2019. Every NVISION patient is different. Better nutrition for a healthy work life balance. Welcome to your new Provider Portal. Our U.S.-based, highly trained representatives are ready to help. Seeing 20/20 doesnt mean your eyes are healthy. **, Book now for $1000 off LASIK + 0 interest if paid in full within 24 mo. Site Footer Menu. Do Not Sell or Share My Personal Information. In New York, insurance products are underwritten by The Paul Revere Life Insurance Company, Worcester, MA, and administered by Colonial Life & Accident Insurance Company. If you do not, interest will be charged on the promo purchase from the purchase date. The insurance or its provisions may vary or be unavailable in some states. Qualified patients must book their procedure by 6/30/2023. The information provided on this page should not be used in place of information provided by a doctor or specialist. You will likely need to speak with your employer and Colonial Life about how to add this package to your plan and what it will cost. The insurance or its provisions may vary or be unavailable in some states. Access your account online or get support from a customer service representative. **No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. Many other insurance plans offer a less reduced rate if any LASIK discount is given at all. Colonial Life & Accident Insurance Company is a subsidiary of Unum Group. Unum Vision is the smart choice. Eye exams and materials (frames, lenses) can be purchased from different locations and providers. Colonial Life & Accident Insurance Company is not licensed in New York. Log in to access your account, including training and compensation. Manage Starmount individual business here. Our vision plans typically cover eye exams, eyeglass lenses and frames, and contact lenses. Important COVID-19 Message: States are now permitting the resumption of routine eye care services such as eye exams and contact lens fittings. The insurance or its provisions may vary or be unavailable in some states. You can learn about your coverage, find a provider, and manage your benefits online. This information is not intended to be a complete description of the insurance coverage available. You need to enable JavaScript to run this app. As a VSP member you can access language interpreter services at no cost. This information is not intended to be a complete description of the insurance coverage available. You will need to change your payment method to direct bill, which means you pay Colonial Life directly instead of paying through your employer. Rates on the plans vary greatly according to geographic location and other factors. Can pay a benefit directly to you for hospital stays or outpatient surgery, in addition to any medical insurance you have.
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